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Updated: Feb 12, 2018

According to the author of "You Need a Budget," a new book by an accounting graduate, Jesse Mecham, "89% of Gen Xers and 86% of Millenials have debt."

Without making you feel like a terrible person, he guides you through every life situation where you could have possibly acquired debt and tells you how to stay on the right track after you fix it. His system works. He gives budgeting a fresh new face and makes you want to stick with it.

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